New York Contractors

New York Contractors: Union Labor Rates and Code Upgrades

New York's union labor market and strict NYC building codes create supplement opportunities that adjusters using national averages consistently undervalue. ClaimScope prices to the actual market.

1.12x — NY pricing premium over national average
Avg supplement: $5,200–$14,000
Results in 90 seconds

Common New York Claim Types

ClaimScope is optimized for the claims contractors see most in New York.

Water / Pipe BurstFire DamageMold RemediationFloodWind
What Adjusters Miss in New York

New York-specific line items that disappear from estimates

Adjusters using national Xactimate averages consistently undervalue New York claims. ClaimScope knows the local market, the state code requirements, and the items that get cut first.

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    Union labor rate differential vs. Xactimate national average

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    NYC permit fees — among the highest in the US

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    Asbestos and lead testing/abatement in older buildings

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    NYC Local Law compliance for energy upgrades

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    Elevator and building access fees for high-rise work

New York Building Codes
  • New York City Building Code — most stringent in the US
  • NYC Local Law 97 — energy efficiency requirements
  • GFCI and AFCI requirements exceed NEC minimums in NYC
  • Asbestos testing required in pre-1980 buildings before demolition
  • Lead paint testing required in pre-1978 buildings
New York Insurance Rules
  • 15-day acknowledgment / 15-day payment after acceptance
  • New York Standard Fire Policy — broad coverage requirements
  • Matching law: NY courts have upheld matching requirements
  • NYC permits required for virtually all repair work

Serving contractors in

New York City
Buffalo
Rochester
Albany
Syracuse
+ all of New York

$5,200–$14,000 Found

Average supplement ClaimScope finds on New York claims. That is real money left on the table if you do not ask for it.

90-Second Analysis

Upload your New York estimate and get a complete supplement package with state-specific code citations in under 2 minutes.

Defensible Citations

Every supplement item includes the exact New York building code section, IICRC standard, or NEC requirement. Adjusters cannot argue with citations.

Ready to Find Your New York Missed Money?

Upload your first New York estimate and see what the carrier missed. Takes 90 seconds.

$99–$199 per claim · No subscription required